{"id":473210,"date":"2025-04-18T01:56:21","date_gmt":"2025-04-17T20:56:21","guid":{"rendered":"https:\/\/leadpakistan.com.pk\/news\/?p=473210"},"modified":"2025-04-18T01:56:21","modified_gmt":"2025-04-17T20:56:21","slug":"bank-alfalah-announces-pat-pkr-7-b-forq1-2025","status":"publish","type":"post","link":"https:\/\/leadpakistan.com.pk\/news\/bank-alfalah-announces-pat-pkr-7-b-forq1-2025\/","title":{"rendered":"Bank Alfalah announces PAT PKR 7 B ForQ1 2025"},"content":{"rendered":"<p> Karachi<br \/>\nThe Board of Directors of Bank Alfalah Limited (BAFL), in its meeting held on April 17, 2025, approved the Bank\u2019s financial results for the quarter ended March 31, 2025.<br \/>\nThe Bank reported a profit after tax of PKR 7.040 billion, translating into an Earning Per Share (EPS) of PKR 4.46.<br \/>\nThe Board of Directors also declared an interim cash dividend of PKR 2.5 per share (25%) (Same Period Last Year (SPLY): Rs 2.00 per share (20%)).<br \/>\nThe growth in average current deposits along with balance sheet positioning supported the Bank in restricting spread compression despite a significant 1,000 bps reduction in policy rate from SPLY. Consequently, the Bank was able to grow net interest income by 6% YoY.<br \/>\nRevenue growth was further supported by higher non-markup\/interest income, which grew by 13% YoY, absorbing the impacts of pressure on fee lines due to market dynamics of certain products. Operating expenses growth is a factor of network expansion, staff compensation as well as higher spending on remittances related marketing.<br \/>\nThe Bank\u2019s deposits closed at PKR 2.019 trillion as at March 31, 2025, as the Bank realigned its book to rationalize the cost of deposits and focus on growth in average zero-cost Current Account (CA) deposits, as evidenced by a significant improvement in CA mix. Gross advances declined to PKR 0.927 trillion as at March 31, 2025 from December 2024, with maturity of short-term loans outstanding at year-end.<br \/>\nThe Bank exercises strong capital management with a Capital Adequacy Ratio of 17.64% as at March 31, 2025, which is well above the minimum regulatory requirement.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Karachi The Board of Directors of Bank Alfalah Limited (BAFL), in its meeting held on April 17, 2025, approved the Bank\u2019s financial results for the quarter ended March 31, 2025. The Bank reported a profit after tax of PKR 7.040 billion, translating into an Earning Per Share (EPS) of PKR 4.46. The Board of Directors [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":{"0":"post-473210","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-business"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bank Alfalah announces PAT PKR 7 B ForQ1 2025<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/leadpakistan.com.pk\/news\/bank-alfalah-announces-pat-pkr-7-b-forq1-2025\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank Alfalah announces PAT PKR 7 B ForQ1 2025\" \/>\n<meta property=\"og:description\" content=\"Karachi The Board of Directors of Bank Alfalah Limited (BAFL), in its meeting held on April 17, 2025, approved the Bank\u2019s financial results for the quarter ended March 31, 2025. 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The Bank reported a profit after tax of PKR 7.040 billion, translating into an Earning Per Share (EPS) of PKR 4.46. 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