The board has recommended a final cash dividend of Rs. 1.70 per share, bringing total FY2025 payout to Rs. 3.20 per share (32%)
\n PESHAWAR
\nThe Bank of Khyber (BOK), in its 203rd Board of Directors meeting held today at Peshawar, announced its audited financial results for the year ended December 31, 2025.
\nThe Bank delivered an outstanding performance, posting a Profit After Tax (PAT) of PKR 5.82 billion, a robust 61% increase over PKR 3.62 billion in FY2024, the highest profit in the Bank\u2019s history.
\nEarnings per share grew from Rs. 3.12 to Rs. 5.02, reflecting strong earnings momentum, disciplined cost management, and continued execution of the Bank\u2019s transformation strategy.
\nPerformance Overview
\nTotal income for the year reached PKR 23.1 billion, a 26.6% increase from PKR 18.3 billion in FY2024. Net mark-up income grew by 15.2% to PKR 19.0 billion, underpinned by prudent asset-liability management and an improved earning asset mix.
\nNon-markup income more than doubled to PKR 4.1 billion (FY2024: PKR 1.8 billion), driven by strong fee and commission income of PKR 1.07 billion and significant gain on securities of PKR 2.3 billion, reflecting active treasury management.
\nOperating expenses were contained at PKR 11.7 billion, growing at only 11.3% \u2014 materially below the income growth rate of 26.6% \u2014 resulting in significant positive operating leverage and a markedly improved cost-to-income ratio. Profit Before Taxation surged 51% to PKR 12.3 billion (FY2024: PKR 8.1 billion).
\nThe Bank\u2019s balance sheet remained sound with total assets of PKR 453.3 billion as at December 31, 2025. Advances stood at PKR 126.7 billion while the investment portfolio reached PKR 275.0 billion. Net assets (equity) grew to PKR 23.7 billion from PKR 21.9 billion in FY2024, reinforcing the Bank\u2019s capital adequacy position.
\nLeadership Recognition
\nThe Bank of Khyber\u2019s record FY2025 performance is the culmination of a sustained leadership legacy and a confident new chapter.
\nThe Bank owes a deep debt of gratitude to former Chairman Mr. Ikramullah Khan, whose tenure laid the strategic and governance foundations upon which these results have been built.
\nAs the Bank enters a new and exciting phase, incoming Chairman Mr. Islam Zeb brings with him a fresh strategic vision and a forward-looking mandate that is already energizing the institution.
\nHis appointment signals the Board\u2019s intent to build on past achievements while charting an ambitious course for BOK\u2019s next era. In tandem, Managing Director Mr. Hassan Raza, whose dynamic stewardship has been central to this year\u2019s landmark results, continues to spearhead the Bank\u2019s transformation agenda with exceptional drive and clarity of purpose.
\nThe Bank of Khyber also extends its sincere gratitude and acknowledgement to Chief Secretary KP Mr. Shahab Ali Shah and Finance Advisor to CM, Mr. Muzzammil Aslam for their continued patronage, institutional support, and confidence.
\nTheir commitment to strengthening KP\u2019s financial ecosystem and their active encouragement of BOK\u2019s role as the province\u2019s premier development-oriented commercial bank have been a source of strength and motivation for the entire organisation.
\nThe Bank remains deeply committed to fulfilling its mandate as a trusted financial partner to the Government and people of Khyber Pakhtunkhwa.<\/p>\n","protected":false},"excerpt":{"rendered":"
The board has recommended a final cash dividend of Rs. 1.70 per share, bringing total FY2025 payout to Rs. 3.20 per share (32%) PESHAWAR The Bank of Khyber (BOK), in its 203rd Board of Directors meeting held today at Peshawar, announced its audited financial results for the year ended December 31, 2025. The Bank delivered […]<\/p>\n","protected":false},"author":2,"featured_media":535441,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":{"0":"post-535410","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business"},"yoast_head":"\n