DLP Report
PESHAWAR
The Bank of Khyber (BoK) has announced a record profit after tax of Rs5.82 billion for the year ended Dec 31, 2025, reflecting a 61 per cent increase compared to Rs3.62bn in the previous year.
The bank disclosed its audited financial results during the 203rd meeting of its board of directors held in Peshawar.
According to the financial statement, earnings per share rose to Rs5.02 from Rs3.12 in 2024, indicating strong earnings growth driven by disciplined cost management and continued implementation of the bank’s transformation strategy.
Total income increased by 26.6pc to Rs23.1bn from Rs18.3bn in 2024. Net mark-up income rose by 15.2pc to Rs19bn, attributed to improved asset-liability management and a stronger mix of earning assets.
Non-mark-up income more than doubled to Rs4.1bn compared to Rs1.8bn a year earlier. The increase was mainly driven by fee and commission income of Rs1.07bn and gains on securities amounting to Rs2.3bn, reflecting active treasury management.
Operating expenses were recorded at Rs11.7bn, registering an increase of 11.3pc, which remained significantly lower than the growth in income and contributed to an improved cost-to-income ratio.
Profit before taxation climbed to Rs12.3bn, marking a 51pc increase from Rs8.1bn in the previous year.
The bank’s balance sheet remained stable, with total assets reaching Rs453.3bn as of Dec 31, 2025. Advances stood at Rs126.7bn, while the investment portfolio amounted to Rs275bn.
Net assets (equity) increased to Rs23.7bn from Rs21.9bn in 2024, strengthening the bank’s capital base.
The bank attributed its performance to sustained strategic direction and institutional support, acknowledging the contributions of former chairman Ikramullah Khan and the leadership of Managing Director Hassan Raza.
The board also welcomed incoming chairman Islam Zeb, expressing confidence that the bank would continue its growth trajectory under his leadership.
The bank further acknowledged the support of Khyber Pakhtunkhwa Chief Secretary Shahab Ali Shah and Adviser to the Chief Minister on Finance Muzzammil Aslam for their continued institutional backing.
